What We Do
We give you a smarter and quicker way to reach your financial goals.

Using leading edge technology and industry-tested investment rules, Nest Wealth creates a low-cost, customized global portfolio built specifically for your life goals. Once you’re invested, we take care of monitoring and rebalancing your portfolio so you can get on with enjoying your life.

Build Your Portfolio Based on Your Risk Tolerance

Each Nest Wealth portfolio is constructed from a range of ETFs that currently include those listed in the table below. For each client, we pick the correct ETFs and invest your assets in the amounts that create an optimal mix for your risk tolerance. We monitor your portfolio and rebalance as needed when the market shifts.

To figure out how each of your ETFs should fit within your portfolio, we use Modern Portfolio Theory (MPT), which was created by Harry Markowitz and William Sharpe who were awarded the Nobel Prize  in Economics in 1990 for their research. This research still stands as the framework for much of the financial industry today.


What is an ETF?

ETFs, like a mutual fund, hold a basket of investments. ETFs usually have much lower fees than traditional mutual funds and trade in real time on a stock exchange. Most ETFs track broad, well established indices like the S&P 500 or the TSX. Large institutional investors typically use ETFs to cheaply and efficiently gain exposure to a variety of asset classes including bonds, stocks and real estate.


Current ETFs in Portfolios

ETF NameProduct SummaryETF Facts
Vanguard FTSE All-World ex-US ETF (VEU)
Fund Fact Sheet
Provides a convenient way to get broad exposure across developed and emerging non-U.S. equity markets around the world.Asset Class: International / Global Stock
Expense Ratio: 0.14%
iShares Core S&P 500 Index ETF (CAD- Hedged) (XSP)
Fund Fact Sheet
The S&P 500 Index is widely recognized as one of the best single gauges of large cap U.S. equities.Asset Class: US Stock
Expense Ratio: 0.10%
iShares Core S&P/TSX Capped Composite Index ETF (XIC)
Fund Fact Sheet
Broad coverage of the Canadian equity market covering large, mid, and small companies across all sectors.Asset Class: Canadian Stock
Expense Ratio: 0.05%
iShares Canadian Short Term Bond Index ETF (XSB)
Fund Fact Sheet
The iShares Canadian Short Term Bond Index ETF seeks to provide income by replicating, to the extent possible, the performance of the FTSE TMX Canada Short Term Bond Index™, net of expenses.Asset Class: Short Term Bond
Expense Ratio: 0.28%
iShares Canadian Universe Bond Index ETF (XBB)
Fund Fact Sheet
The iShares Canadian Universe Bond Index ETF seeks to provide income by replicating, to the extent possible, the performance of the FTSE TMX Canada Universe Bond Index™, net of expenses.Asset Class: Medium Term Bond
Expense Ratio: 0.33%
iShares Canadian Real Return Bond Index ETF (XRB)
Fund Fact Sheet
The iShares Canadian Real Return Bond Index ETF seeks to provide income by replicating, to the extent possible, the performance of the FTSE TMX Canada Real Return Bond Index™, net of expenses.Asset Class: Real Return Bond
Expense Ratio: 0.39%
Vanguard REIT ETF (VNQ)
Fund Fact Sheet
Offers high potential for investment income and some growth; share value rises and falls more sharply than that of funds holding bonds.Asset Class: Real Estate
Expense Ratio: 0.12%
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